We are looking for a highly skilled Credit Risk Manager to lead the credit risk assessment and management function within the organization. The role is responsible for ensuring a healthy credit portfolio by identifying, analyzing, and mitigating potential credit risks while ensuring full compliance with regulatory and internal policies.Key ResponsibilitiesCredit Risk AssessmentEvaluate creditworthiness of potential borrowersAnalyze financial statements, credit reports, and market conditionsPolicy DevelopmentDevelop and implement credit risk policies and proceduresEnsure alignment with regulatory requirements and internal standardsPortfolio ManagementMonitor and manage the credit portfolioIdentify, assess, and mitigate emerging credit risksReporting & AnalysisPrepare risk reports for senior management and regulatory authoritiesHighlight key exposures, trends, and risk indicatorsStress TestingConduct stress testing and scenario analysisAssess impact of adverse economic conditions on portfolio performanceCollaborationWork closely with underwriting, finance, and compliance teamsEnsure a unified approach to risk managementRegulatory ComplianceEnsure compliance with all applicable laws, regulations, and standards